BUYER
INCENTIVES
On Select Homes
PREFERRED
LENDING PARTNER
NEW HOMES
& COMMUNITIES
Across Eastern NC
INCENTIVES
$12K - $25K
Varies by Community
Financing Made Easier with Liberty Ridge Lending
Buying a new home is an exciting step, and having the right lending team can help make the financing process easier to understand and navigate. Liberty Ridge Lending provides personalized mortgage guidance designed to help homebuyers explore their options and find financing that aligns with their homeownership goals.
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Cammie Hunt
Senior Vice President & Mortgage Branch Manager
NMLS# 1990032
As a Mortgage Branch Manager, Cammie is known for her clear communication, hands-on approach, and commitment to creating seamless financing experiences. She believes in being there for her clients through every milestone of the mortgage process-even attending closings to celebrate their big moment.
Incentives available on select homes and communities. Subject to lender approval, program guidelines, and availability.
Get Prequalified for Your New Home
Prequalification is an important first step in the homebuying process. It helps you understand your financing options and shows sellers you’re a serious buyer.
- Quick and easy process
- No obligation
- Understand your buying power
- Move forward with confidence
FINANCING
Financing a New Construction Home
Financing a new home can be different than buying an existing home. Ben Stout Construction works with homebuyers throughout the process, from exploring homes and communities to understanding financing options and preparing for closing.
Buyers may choose their own lender. Certain Ben Stout Construction incentives or promotions, however, may require financing through our designated lending partner.
Preferred Lending Partner
Meet Liberty Ridge Lending
Ben Stout Construction works with Liberty Ridge Lending to help homebuyers navigate the financing process with clear communication, mortgage expertise, and convenient lending tools.
Liberty Ridge Lending is a North Carolina mortgage lender focused on creating a well-communicated, knowledge-based home financing experience. Their team offers secure online prequalification, access to a range of home loan programs, and in-house processing, underwriting, closing, and funding.
EXPLORE BUYER INCENTIVES
By Community
AVAILABLE LISTING
Margot Manor
Homes start at $424,995
Benson, North Carolina
$25,000 Use-As-You-Choose
AVAILABLE LISTING
Hudson Village
Homes start at $324,995
La Grange, North Carolina
$25,000 Use-As-You-Choose
AVAILABLE LISTING
Emily Gardens
Homes start at $299,795
Salem, North Carolina
$20,000 Use-As-You-Choose
AVAILABLE LISTING
Ham Farm
Homes start at $272,995
La Grange, North Carolina
$20,000 Use-As-You-Choose
AVAILABLE LISTING
Lucas Park
Homes start at $344,950
Smithfield, North Carolina
$20,000 Use-As-You-Choose
AVAILABLE LISTING
Lyon Estates
Homes start at $274,950
La Grange, North Carolina
$20,000 Use-As-You-Choose
AVAILABLE LISTING
Ambrosia Farms
Homes start at $289,995
Bunnlevel, North Carolina
$15,000 Use-As-You-Choose
AVAILABLE LISTING
Ashley Heights
Homes start at $309,995
Aberdeen, North Carolina
$15,000 Use-As-You-Choose
AVAILABLE LISTING
Bedford Highlands
Homes start at $349,995
Raeford, North Carolina
$15,000 Use-As-You-Choose
AVAILABLE LISTING
Horseshoe Ridge
Homes start at $269,950
Autryville, North Carolina
$15,000 Use-As-You-Choose
AVAILABLE LISTING
Ila's Way
Homes start at $289,950
Dunn, North Carolina
$15,000 Use-As-You-Choose
AVAILABLE LISTING
Thorntons Creek
Erwin, North Carolina
$15,000 Use-As-You-Choose
AVAILABLE LISTING
Turnberry West
Homes start at $334,995
Raeford, North Carolina
$15,000 Use-As-You-Choose
AVAILABLE LISTING
Caelin Farms
Homes start at $274,995
Spring Lake, North Carolina
$12,500 Use-As-You-Choose
Sycamore Landing
Homes Start at $359,995
Spring Hope, North Carolina
$12,500 Use-As-You-Choose
Austin Reserve
Homes Start at $324,995
Nashville, North Carolina
$12,500 Use-As-You-Choose
AVAILABLE LISTING
Willowbrook Farms
Homes start at $279,995
Sanford, North Carolina
$12,500 Use-As-You-Choose
AVAILABLE LISTING
Towns at River Bluff
Homes start at $259,950
Spring Lake, North Carolina
$12,500 Use-As-You-Choose
EXPLORE
Find the right home and community for your lifestyle.
Prequalify
Get prequalified and understand your financing options.
APPLY
Complete your loan application and provide required documents.
Underwriting
Your loan is reviewed and prepared for final approval.
CLOSE
Sign your documents and get the keys to your new home.
Let's Talk About Financing
Liberty Ridge Lending can help you explore loan options and find the right solution for your new home.
New Construction Financing FAQs
Do I have to use Liberty Ridge Lending?
No. Buyers may choose their own lender. However, certain Ben Stout Construction incentives or promotions may require financing through a designated lending partner. Review the terms of the specific incentive before selecting your lender.
How do I get prequalified?
Contact the lender to begin the prequalification process. You’ll provide information regarding income, debts, credit, and available funds. The lender can then help you understand the financing options for which you may qualify.
Can incentives be used toward closing costs?
On qualifying homes and promotions, buyer incentives may be eligible for use toward approved closing costs. The amount and permitted uses vary by home, community, and promotion.
Are incentives available on every home?
No. Incentives are offered on select homes and communities and may vary based on availability, construction status, and current promotions.
Can I use a VA loan to buy a Ben Stout home?
VA financing may be available for qualified buyers and qualifying properties. Contact a licensed lender to confirm current VA loan eligibility and requirements for the specific home you are considering.
Can I use an FHA loan?
FHA financing may be available for qualified buyers and qualifying homes. Loan approval and eligibility requirements are determined by the lender.
Do I have to pay back the incentive?
Buyer incentives are subject to the terms of the specific promotion and purchase agreement. Ask the Ben Stout team and your lender to explain how the incentive applies to the home you are considering.
How long does prequalification take?
Timing can vary based on the lender and how quickly the requested information is provided. Liberty Ridge Lending can provide current expectations for its prequalification process.
Does prequalifying affect my credit score?
The impact depends on the lender’s process and whether a soft or hard credit inquiry is used. Ask the lender before beginning the prequalification process so you understand what type of credit review will occur.
What documents do I need to get prequalified?
Required documentation varies by lender and loan program. A lender may request information about income, employment, debts, assets, and available funds in order to evaluate potential financing options.
Not all applicants will qualify. Please meet with the registered loan originator listed for more information. Rates, fees, terms, and programs are subject to change without notice. Not all loans, loan sizes, or products may apply. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet loan-to-value requirements, and final credit approval. Approvals are subject to underwriting and program guidelines and are subject to change without notice. When refinancing your home mortgage, while your interest rate, monthly payment or loan type may decrease or change, your total finance charges may be higher over the life of the loan as a result of the refinancing.