Not all applicants will qualify. Please meet with a licensed loan originator for more information (or Please meet with the licensed loan originator listed for more information). Rates, fees, terms, and programs are subject to change without notice. Not all loans, loan sizes, or products may apply. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet loan-to-value requirements, and final credit approval. Approvals are subject to underwriting and program guidelines and are subject to change without notice. When refinancing your home mortgage, while your interest rate, monthly payment or loan type may decrease or change, your total finance charges may be higher over the life of the loan as a result of the refinancing.

*Special incentives provided by Ben Stout Construction. Not all applicants will qualify. Rates, fees, terms, and programs are subject to change without notice. Not all loans, loan sizes, or products may apply. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet loan-to-value requirements, and final credit approval. Approvals are subject to underwriting and program guidelines and are subject to change without notice. Additional requirements, restrictions, and underwriting conditions may apply. Speak with your loan officer for details. You are NOT required to use Liberty Ridge Lending as a condition to purchase a home, but you are required to use Liberty Ridge to qualify for certain Ben Stout Construction incentives or promotions.